Play It Smart: Best Travel Insurance For Europe

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Play It Smart: Best Travel Insurance For Europe

Many people dream of traveling, and some are already living that dream. There is no better time than now to get out and see the world, and advancements in technology are also making it easier for many people to do that. You don’t have to wait until you retire or until the time is “just right”. You can start seeing the world now. Whether it’s just an annual vacation or you are a seasoned traveling pro, there are a few things you should know about traveling safely and successfully.

I’ve been traveling for more than 17 years, and I’ve visited over 25 countries. I know a thing or two about preparing for travels, and I also know that no matter how much prep you do, there’s always a chance for things to go wrong. There will always be the unexpected, and you need to plan (as much as you can) for these unexpected events.

Travel Planning_Travel Insurance | Croatia Travel Blog

You can play it smart with travel insurance that will go a long way toward protecting you with many common things that could go wrong. Of course, no one wants to think about these things that could happen when you travel. You want to enjoy the experience and in no way do I want to discourage you. I think everyone should travel as much as they can, whenever the opportunity arises. That said, my experience in traveling has also taught me to expect the unexpected.

Here are a few unexpected things that could happen while you are traveling:

Your Bags Go Missing

Can you imagine what would happen if you put your items on a plane, and when you arrived, they were missing? Or what if you accidentally left your luggage in a rental car and now you’re stranded without things while you try to track them down? What if your things were stolen while you’re traveling? Having your bags go missing while you’re traveling could be a disaster.

Travel Suitcase_Travel Insurance | Croatia Travel Blog

You Have an Accident

Even if you are fit and healthy, accidents can happen. You could trip and fall, have an auto accident, or fall ill while traveling. What if you get sick on your trip? Will your regular insurance cover you while you are out of the state or country? What if you suffer a break or require a hospitalization? Many people are surprised to find out their regular insurance won’t cover these types of scenarios while traveling.

Credit Card Travel Insurance May Not Be Comprehensive

Many people have credit card travel insurance but don’t realize that it is not comprehensive, and there are many things it might not cover. What will happen if your card is stolen, or if your card number is used in an unauthorized way before, during, or after your trip? Comprehensive travel insurance can help with this.  

Credit Card_Travel Insurance | Croatia Travel Blog

Natural Disasters

No one can predict natural disasters which is exactly why they are called such. You never know when something might happen on your trip, especially if you’re visiting tropical locations or other locations prone to natural disasters. Regular insurance may not cover natural disasters so this is where a thorough travel insurance policy can help, as well as fill in any gaps in existing insurance you already have.

Trip or Part of Trip is Cancelled

Sometimes your trip might be cancelled or part of your trip might get cancelled due to an emergency or last minute changes. If you’ve already booked tickets, planned travel, or reserved hotels, this can cost you a lot of money.

So what can you do to help protect yourself from these common issues that can occur while traveling?

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Get quality travel insurance

 

What Kind of Insurance Do You Need?

So maybe you’re already feeling convinced that you need travel insurance, but how do you know what you need and where to get it? There are many companies out there offering travel insurance, but they’re not all created equally. Doing some research will definitely help you choose the right insurance plan from the best place.

A good policy will cover most countries in the world. You should also look for a policy that covers your belongings and your electronics that you will likely bring along. Choose something with a higher coverage limit to ensure you have full coverage on all of this. You also want 24-hour emergency services. Who wants to be stranded in a strange place and told to call back later?

Globe_Travel Insurance | Croatia Travel Blog

A good policy will cover cancellations to your hotel reservations, flights, and other bookings if you have some sort of emergency. There are all kinds of things that can happen, like a sudden death or illness in the family, or if you fall ill yourself. It will also cover emergencies if you’re already at your destination but need to head home early for similar reasons.

Things to do in Croatia_Travel Insurance | Croatia Travel Blog

You also want a policy that covers lost, damaged or stolen property. Things like cash, jewelry, baggage, cameras/electronics and more should be covered in your policy. Be sure to read all the fine print and ensure your policy gives you everything you need before purchasing.RoamRight cruise travel insurance

You also want a policy that covers lost, damaged or stolen property. Things like cash, jewelry, baggage, cameras/electronics and more should be covered in your policy. Be sure to read all the fine print and ensure your policy gives you everything you need before purchasing.

I really like RoamRight when it comes to comprehensive travel insurance because they cover all your bases, such as the emergencies we talked about above.

Here are some things that RoamRight covers for you:

  • Money lost due to trip cancellations, interruptions, or delays that are caused by a covered reason
  • Emergency medical care and evacuations in the event of unexpected illness or injury
  • A 24/7 support team to call for help, to locate medical care, arrange transportation and more

They have different policies like these, with varying options so you can choose the one that is best for your specific needs. For the greatest coverage possible, you should purchase your travel insurance as soon as you start planning your trip. This will also allow you protection in the event that your trip is cancelled.

So don’t delay and check it out today. Then you can travel in comfort and peace.

 

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