Euros In Croatia – Info On Currency In Croatia

Post author SJ

Written by our local expert SJ

Sarah-Jane has lived in Croatia for 10+ years. SJ, as she is known, has been traveling the Balkans & beyond since 2000. She now shares her passion for traveling with her husband & kids.

Can you use Euros In Croatia? What money do I take to Croatia? All of these questions and more are answered in this guide to Croatian Currency.

Croatia Travel Blog_What Currency Can You Use In Croatia

Croatia just transitioned from our previous local currency, the Croatian Kuna, to the European euro. This guide will explain what is now the currency in Croatia and how to pay for things while in Croatia now that we are a part of the eurozone.

Starting January 1, 2023, Croatia stopped using Croatian Kuna and adopted the use of the euro. Prices in Croatia are displayed in euro and Kuna, which started in the summer of 2022, but you must pay for things in only euros from Jan 14.

What Is The Exchange Rate From Kuna To Euro

The fixed conversion rate of Kuna to euro is established at 1.00 EUR = 7.53450 HRK.

Dual Circulation

Dual circulation ended on January 14th. If you have Kunas from a previous trip, these can be exchanged for euros at banks in Croatia until the end of 2023.

What Is The Currency In Croatia – What Currency Is Used In Croatia

As Croatia is a member of the European Union, many people coming on vacation to Croatia ask this question what currency is used in Croatia? As of January 1, the official currency in Croatia is the European euro, also shown as EUR; each euro is divided into 100 euro cent coins.

It used to be the Croatian Kuna until December 31st, 2022.

Can I Use American Dollars In Croatia


Since Croatia heavily relies on the tourist dollar, many shops and small tour operators will take your American dollars if they are desperate not to lose the sale to someone else. Though be prepared, the exchange rate they give you will be horrendous, and your change will be given to you in euros.


Do They Accept Euros In Croatia – What Is The Currency Of Croatia

YES! Finally, you can use euros in Croatia, now that the official Croatan currency is the euro.

Using A Cash Or Credit Card In Croatia

Everyone is always wondering if they should bring cash or a debit/credit card on vacation to Croatia.

After 21 years of traveling to Croatia, I can say you should use both. You will need a combination of the two, and many businesses take cards.

You will need cash for small purchases. ATMs are located on practically every corner (though less so on the smaller islands), so you can easily withdraw cash throughout your vacation. When you start to use the ATM, you’ll be asked to select your language, and English is always one of the options.

If you only have cards – ask before you sit down and enjoy your cocktails and dinner to be sure the place accepts cards.

Tipping In Croatia – Cash Or Card

If you want to leave a tip, you could round up the bill and tell them you don’t want the change, which would be very appreciated. In higher-class restaurants, e.g., fine dining, the most common amount is to leave 10% – 15% of the bill total as a tip if you feel the server deserves it.

That said, how do you pay your tip? Cash or card?
If you’re paying the bill by card, you won’t find the facility to leave a tip this way, so you would have to leave cash on the table for the waiter instead.

Euro Denominations

The euro is divided into cents and, like all currencies, uses a combination of coins of note.

Croatian euro banknotes are found in the following denominations:

5, 10, 20, 50, 100, 200, 500 – although I have not yet seen a 5oo in Croatia!

Croatian euro coins come in eight denominations:

1, 2, 5, 10, 20, and 50 cents, and 1 and 2 euros.

All these coins are legal tender in all countries of the eurozone.

Where To Get Euros In Croatia

Balkan Flags_Croatia 2

It is always nice to have cash on you when you land in a new country – that said, you’ll easily find ways to get euros in Croatia.

Exchanging money in Croatia is very easy; you can withdraw cash from ATMs or at one of the many money exchange points which are located all over the country. You’ll find them in city centers and shopping malls.

Croatian Euro Coins

Croatian euro coin designs
Photo credit

Is Croatia Expensive

Yes. If you’re wondering, “Is Croatia a cheap place to travel” I am sorry to say that you have missed that boat; it is no longer cheap unless you compare it to Paris or New York.

Compared to its Balkan neighbors, the prices in Croatia are much higher. Especially in places like Dubrovnik, Split & popular islands.

I have noticed that in the last year, accommodation on the Croatian coast has risen by 30% over the past two years. Croatia is now more expensive than Spain and Greece, and it seems (as a local!) prices are rising on a daily basis.


What is the currency in Croatia?

As of 2023, the currency is the euro. Prior to that, the Croatian Kuna (HRK) was used.

Can I use USD in Croatia?

Since Croatia heavily relies on the tourist dollar, many shops and small tour operators will take your American dollars if they are desperate not to lose the sale to someone else. The exchange rate they give you will be horrendous, and your change will be given to you in euros.

What are the euro denominations?

  • Banknotes: 5, 10, 20, 50, 100, 200, 500
  • Coins: 1, 2, 5, 10, 20, and 50 cents, and 1 and 2 euros

What is the symbol for the euro?

€ or EUR

What is the value of the euro?

Conversion rates are always changing, so use the XE Currency Exchange app or website ( for a real-time exchange rate while traveling.

Should I use cash or a card in Croatia?

While most major companies and cities will take cards, cash will be needed in more rural areas.

Where can I get cash in Croatia?

You can easily withdraw cash from ATMs in Croatia or exchange money at a bank or in city centers.

Do ATMs in Croatia charge a fee?

Yes, it is common for ATMs in Croatia to charge a fee to non-customers of the bank owning the ATM. You can also expect your home bank to charge a fee and a foreign transaction charge. It is recommended to withdraw money sparingly throughout your trip to minimize these charges.

How much do basic items cost (in euros) in Croatia?

  • Ice Cream: €2-3 per scoop
  • Coffee: €2+
  • Coke: €3-5
  • Beer: €3+
  • Bottle of Wine: €15-€50
  • Street Food (Burek, Soparnik, Pizza Slice): €1.5+
  • Local Meal: €20-€40
  • Hotel: anywhere from €50 to €1000 per night depending on season and hotel amenities
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Comments (4)

  1. Great information! We’re looking at the Heritage Hotel Antique Split for December 2023 (35th anniversary). I did not see this one make your list, but it gets high ratings in Any thoughts?

  2. This is very helpful information. good work and content. article is very interesting and easy to understand and learn. Thanks you for sharing

  3. Great information about Croatia, I am traveling there this year for 2 weeks so it will be easier with euro. I found a complete list of all the countries that use the euro but had no idea there were so many that still don’t use it in Europe! Thank you again. Katerina

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